Here it is October and already shops have filled with holiday items and décor! Isn’t it too early to plan for the holidays? No!

Now is the time to start your holidays off right for a stress free Christmas, Chanukah or Kwanzai.

Making a list, checking it twice
Start your holiday shopping list now. Inventory your “hidden goodies” closet and list previous purchases for family members. Brainstorm potential gifts before you go to the store, spending minimal shopping time there.

Silver Bells
Determine your holiday budget. Too many families pay holiday expenses through March with high credit card interest. Set aside a monthly amount for these upcoming expenses too and follow through with this decision.

Jingle bell time is a swell time
Calendar it! Spend planning time penciling in all your family and outside events. Whether your family’s annual tradition to see the Nutcracker or when you will put up the tree, write it in your calendar.

I'll be home for Christmas
Prioritize what is truly important to your and your family. Every family has a full schedule before the holidays, so de-stress by only accepting invitations and making plans for what is truly meaningful to you and your family.

Wishing you a blessed Thanksgiving and a joyous holiday season!